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      <image:title>True Vine Investments Financial Blog</image:title>
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    <lastmod>2022-06-24</lastmod>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter — Heavy Stuff - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2021-08-29</lastmod>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter — August 2020 - OZ breaks out …</image:title>
      <image:caption>click to enlarge; chart courtesy of barchart.com</image:caption>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter — August 2020</image:title>
      <image:caption>click to enlarge</image:caption>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter — August 2020</image:title>
      <image:caption>click to enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1598205566478-B4MYBBH28XPW1HXYC6WD/Equal+%24IQX_Barchart_Interactive_Chart_08_23_2020.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Client Update Letter — August 2020</image:title>
      <image:caption>chart courtesy of barchart.com; click to enlarge</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2020/8/10/know-your-marginal-tax-bracket</loc>
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    <lastmod>2020-08-11</lastmod>
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      <image:title>True Vine Investments Financial Blog - Know Your Marginal Tax Bracket</image:title>
      <image:caption>source: Tax Foundation; click to enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1597116276585-WUIKAC2C9UPG2MVF87ZQ/Form+1040.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Know Your Marginal Tax Bracket</image:title>
      <image:caption>click to enlarge</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2020/7/23/banks-do-not-lend-money</loc>
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    <lastmod>2020-07-26</lastmod>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2020/3/16/always-be-a-bull-on-america</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-17</lastmod>
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      <image:title>True Vine Investments Financial Blog - Always be a 'bull' on America</image:title>
      <image:caption>Source: J.P.Morgan Asset Management</image:caption>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2020/2/29/client-update-letter-panic-edition</loc>
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    <priority>0.5</priority>
    <lastmod>2021-08-29</lastmod>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter — Panic Edition</image:title>
      <image:caption>Chart courtesy of barchart.com; Blue Line = S&amp;P 500 Stock Index and Red Line = 10-year U.S. Treasury Bond</image:caption>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2020/1/20/client-update-letter-january-2020</loc>
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    <lastmod>2020-08-23</lastmod>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020 - S&amp;P 500</image:title>
      <image:caption>weekly, logarithmic chart courtesy of barchart.com</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1579566950141-R2DPMN8TPULQC4YF4KKY/LUKOY_Barchart_Interactive_Chart_01_19_2020.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020</image:title>
      <image:caption>weekly, logarithmic chart courtesy of barchart.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1579567059439-LBACODK1WGK6IMHYPWXK/XOM_Barchart_Interactive_Chart_01_19_2020.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020</image:title>
      <image:caption>weekly, logarithmic chart courtesy of barchart.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1579567123255-1NV54FI2D8ZDA7NN7D18/AXP_Barchart_Interactive_Chart_01_19_2020.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020</image:title>
      <image:caption>weekly, logarithmic chart courtesy of barchart.com</image:caption>
    </image:image>
    <image:image>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020</image:title>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020</image:title>
      <image:caption>Source: Bell Potter</image:caption>
    </image:image>
    <image:image>
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      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020 - S&amp;P 500</image:title>
      <image:caption>weekly, logarithmic chart courtesy of barchart.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1579567256650-WPUETIM76T9L00G2KHUA/Federal+Debt.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Client Update Letter - January 2020</image:title>
      <image:caption>Source: Federal Reserve</image:caption>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2019/10/6/3rd-quarter-2019-client-update-letter</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-11</lastmod>
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      <image:title>True Vine Investments Financial Blog - 3rd Quarter 2019 Client Update Letter</image:title>
      <image:caption>courtesy of barchart.com; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - 3rd Quarter 2019 Client Update Letter</image:title>
      <image:caption>source: The Conference Board; click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1570587611736-RJUHTV65D4Z3MOGDDR0S/Screenshot_2019-10-08+US+LEI+PRESS+RELEASE+-+SEPTEMBER+2019+pdf.png</image:loc>
      <image:title>True Vine Investments Financial Blog - 3rd Quarter 2019 Client Update Letter</image:title>
      <image:caption>source: The Conference Board; click to enlarge</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2019/7/26/true-wealth</loc>
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    <lastmod>2019-07-26</lastmod>
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    <lastmod>2019-10-09</lastmod>
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      <image:title>True Vine Investments Financial Blog - 2nd Quarter 2019 Client Update Letter</image:title>
      <image:caption>chart courtesy of barchart.com; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - 2nd Quarter 2019 Client Update Letter</image:title>
      <image:caption>chart courtesy of barchart.com; click to enlarge</image:caption>
    </image:image>
    <image:image>
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      <image:title>True Vine Investments Financial Blog - 2nd Quarter 2019 Client Update Letter</image:title>
      <image:caption>courtesy of barchart.com; click to enlarge</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2019/3/15/my-favorite-bond-fund-for-the-next-15-years</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-15</lastmod>
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      <image:title>True Vine Investments Financial Blog - My Favorite Bond Fund For The Next 15 Years</image:title>
      <image:caption>click to enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1552664678222-ZT513TB425438XQZNAGJ/Bond+Bear+Market+Starts.png</image:loc>
      <image:title>True Vine Investments Financial Blog - My Favorite Bond Fund For The Next 15 Years</image:title>
      <image:caption>courtesy of barchart.com; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - My Favorite Bond Fund For The Next 15 Years</image:title>
      <image:caption>click to enlarge</image:caption>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2019/2/6/strategic-thinking-for-the-next-metals-bull-market</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-15</lastmod>
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      <image:title>True Vine Investments Financial Blog - Strategic Thinking for the Next Metals Bull Market - The Mining In</image:title>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2019/1/30/interview-with-seeking-alpha-marketplace-roundtable</loc>
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    <lastmod>2019-07-15</lastmod>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2019/1/15/overview-of-the-semiconductor-capital-equipment-industry</loc>
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    <lastmod>2019-07-15</lastmod>
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      <image:title>True Vine Investments Financial Blog - Overview of the Semiconductor Capital Equipment Industry</image:title>
      <image:caption>source: Lam Research investor presentation, WSTS, IMF; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Overview of the Semiconductor Capital Equipment Industry</image:title>
      <image:caption>source: KLA-Tencor NASDAQ 39th Investor Conference presentation, Gartner; click to enlarge</image:caption>
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      <image:title>True Vine Investments Financial Blog - Overview of the Semiconductor Capital Equipment Industry</image:title>
      <image:caption>source: KLA-Tencor NASDAQ 39th Investor Conference presentation; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Overview of the Semiconductor Capital Equipment Industry</image:title>
      <image:caption>source: ASML presentation, Gartner; click to enlarge</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2018/12/29/important-stock-market-bottom-underway</loc>
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    <priority>0.5</priority>
    <lastmod>2020-08-11</lastmod>
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      <image:title>True Vine Investments Financial Blog - Important Stock Market Bottom Underway</image:title>
      <image:caption>logarithmic scale; chart courtesy of barchart.com; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Important Stock Market Bottom Underway</image:title>
      <image:caption>logarithmic scale; chart courtesy of barchart.com; click to enlarge</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Important Stock Market Bottom Underway</image:title>
      <image:caption>logarithmic scale; chart courtesy of barchart.com; click to enlarge</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2018/12/22/the-seeking-alpha-small-cap-roundtable</loc>
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    <lastmod>2019-07-15</lastmod>
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    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2018/12/20/perspective-on-the-us-stock-market-selloff</loc>
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    <priority>0.5</priority>
    <lastmod>2019-07-15</lastmod>
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      <image:title>True Vine Investments Financial Blog - Perspective on the US Stock Market Selloff</image:title>
      <image:caption>courtesy of barchart.com; CLICK TO ENLARGE</image:caption>
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      <image:title>True Vine Investments Financial Blog - Perspective on the US Stock Market Selloff</image:title>
      <image:caption>courtesy of barchart.com; CLICK TO ENLARGE</image:caption>
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      <image:title>True Vine Investments Financial Blog - Perspective on the US Stock Market Selloff</image:title>
      <image:caption>courtesy of barchart.com; CLICK TO ENLARGE</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1545366850561-FQHCTVUECUZUU3NQ92YA/TTEK_Barchart_Interactive_Chart_12_20_2018.png</image:loc>
      <image:title>True Vine Investments Financial Blog - Perspective on the US Stock Market Selloff</image:title>
      <image:caption>courtesy of barchart.com; CLICK TO ENLARGE</image:caption>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2018/11/21/interview-with-palisade-radio</loc>
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      <image:title>True Vine Investments Financial Blog - My Strategy For Bonds</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1529437581542-8MM1RSECSAVY9GDAEG0L/Bond+Example.jpg</image:loc>
      <image:title>True Vine Investments Financial Blog - Understanding the Basics of Bonds</image:title>
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  <url>
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      <image:title>True Vine Investments Financial Blog - Introducing the Industrial Minefinder™</image:title>
      <image:caption>chart courtesy of barchart.com</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1509649227731-OW28S06NSNETJOTD7L7G/China+Declining+Mining+Value+Add.jpg</image:loc>
      <image:title>True Vine Investments Financial Blog - Introducing the Industrial Minefinder™</image:title>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Introducing the Industrial Minefinder™</image:title>
      <image:caption>Source: Teck Red Dog Site Presentation; used with permission</image:caption>
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    <lastmod>2017-10-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1507147488827-H8EK5QWIPUVCL4RTPZQ3/PIA+Calculation.jpg</image:loc>
      <image:title>True Vine Investments Financial Blog - The Basics of Social Security Retirement Benefits</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1507147553283-KAD3PCJC8LLIMCYM9FYM/FRA+Guidelines.pages.jpg</image:loc>
      <image:title>True Vine Investments Financial Blog - The Basics of Social Security Retirement Benefits</image:title>
      <image:caption>*If you were born on January 1st of any year, you should refer to the previous year. If you were born on the 1st of the month, your FRA is determined as if your birthday was in the previous month.</image:caption>
    </image:image>
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    <lastmod>2019-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1497621699331-GRQWLST2UX68VC53Z27X/image-asset.jpeg</image:loc>
      <image:title>True Vine Investments Financial Blog - Investing with God - This Letter is an extract from my book, The Truth On Investing: From the Darkness of the Crowd to the Light. It includes the first part of chapter 5—Investing with God.</image:title>
    </image:image>
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  <url>
    <loc>https://www.truevineinvestments.com/truevine-financial-blog/2017/2/20/get-paid-to-save-for-retirement-with-the-retirement-savings-contributions-credit</loc>
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      <image:title>True Vine Investments Financial Blog - Get Paid to Save for Retirement with the Retirement Savings Contributions Credit</image:title>
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    <lastmod>2021-04-03</lastmod>
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    <lastmod>2018-07-23</lastmod>
    <image:image>
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      <image:title>True Vine Investments Financial Blog - Silver Price Forecast</image:title>
      <image:caption>click to enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1474427337310-0P5AP2KBXZKQUIAN8NCV/image-asset.jpeg</image:loc>
      <image:title>True Vine Investments Financial Blog - Silver Price Forecast</image:title>
      <image:caption>click to enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1474403658426-SZ339OKJHY3SZ5RVW9K6/image-asset.gif</image:loc>
      <image:title>True Vine Investments Financial Blog - Silver Price Forecast</image:title>
      <image:caption>click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1474404049361-SUZL0OZZXHBCZ6YOQTNT/image-asset.jpeg</image:loc>
      <image:title>True Vine Investments Financial Blog - Silver Price Forecast</image:title>
      <image:caption>click to enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1474402848497-1769RZPGAOPP418VFSU4/image-asset.jpeg</image:loc>
      <image:title>True Vine Investments Financial Blog - Silver Price Forecast</image:title>
      <image:caption>click to enlarge</image:caption>
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  <url>
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    <lastmod>2018-07-23</lastmod>
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      <image:title>True Vine Investments Financial Blog - Gold Price Forecast</image:title>
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      <image:title>True Vine Investments Financial Blog - Gold Price Forecast</image:title>
      <image:caption>Chart 3</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Gold Price Forecast</image:title>
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      <image:title>True Vine Investments Financial Blog - Gold Price Forecast</image:title>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Gold Price Forecast</image:title>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Gold Price Forecast</image:title>
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      <image:title>True Vine Investments Financial Blog - Methodology for Analyzing the Cost Efficiency of Gold &amp; Silver Miners</image:title>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - Methodology for Analyzing the Cost Efficiency of Gold &amp; Silver Miners</image:title>
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  <url>
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    <lastmod>2017-01-30</lastmod>
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  <url>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: Wilshire Associates, St. Louis Fed</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54d3b163e4b06da65e88ecc7/1460480306796-HUUSBEXE9BNPGQOW04SY/Interest+Rates+bottoming+developed+world.jpg</image:loc>
      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: S&amp;P Dow Jones Indices LLC, St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: Wilshire Associates, St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: NASDAQ OMX Group, St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: NASDAQ OMX Group, St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: S&amp;P Dow Jones Indices LLC, St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: Office of Management and Budget, St. Louis Fed</image:caption>
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    <image:image>
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      <image:caption>source: U.S. Department of the Treasury, St. Louis Fed</image:caption>
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    <image:image>
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      <image:title>True Vine Investments Financial Blog - The Sabbath Year</image:title>
      <image:caption>source: Board of Governors of the Federal Reserve, St. Louis Fed</image:caption>
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    <lastmod>2024-11-16</lastmod>
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