[Note: this True Vine Letter was updated on December 19, 2017 to reflect changes in the types of content that will be published in the Letter going forward.]
July 26, 2017 is the 7-year anniversary of True Vine Investments officially operating as a Registered Investment Advisor (RIA). The number 7 means a lot to me because it is the Biblical number of completion. I think True Vine Investments has ended its first phase of development. I have specific reasons for this declaration, but I will not go into them here. As I prepare for the next phase in the life of True Vine Investments, I thought it was a good time to reflect on what exactly the True Vine Letter is as many new subscribers have come on board over the last year or so.
First off, it is important to understand that the True Vine Letter now has readers from all over the world. From what I can see, these readers tend to be do-it-yourself investors. Run-of-the-mill American financial advisory content is not relevant to them. On the other hand, the Letter has many U.S. readers who do not invest their own money and do not know what I am talking about when I refer to "free cash flow," but can reap substantial economic benefits from advice on how to utilize IRAs, save taxes, etc. The Letter will continue to offer content to cater to both of these audiences.
True Vine Letter subscribers should generally expect to see the following five types of content:
1. Biblically inspired teaching on money, economics, investing, and wealth
I think it is fair to say that this is my specialty. I am considering someday compiling my current writings on economic value, money, economics (coming next), and so on into a book covering the full Biblical spectrum on these topics. Down the road, I would also like to revise and expand The Truth On Investing by incorporating all the experience and techniques I have developed since starting True Vine Investments. I actually already reached out to one publisher on this. I would like to develop a relationship with a publisher through which I can ultimately complete multiple projects. I have no shortage of things to write about. It is just a matter of time.
2. Detailed analysis of companies in industries that I am strategically focused on
At present, I do most of this type of writing on Seeking Alpha, but have started to transition some of it to the True Vine Letter. Ultimately, as the list of Letter subscribers grows large enough, my plan is to do all of this writing through the True Vine Letter.
So far, I have been focused on mining because this is where I am presently conducting research work, however, mining will certainly not be the only industry that I cover. For example, there are several companies that I can now see are emerging as key innovators in what I call internet 2.0. By this I mean they are developing technologies that will enable their own or other businesses to offer advanced service capabilities, while also running more efficiently. I call it internet 2.0 because I see these companies as leaders in a future where the internet will begin to advance the ordinary lives of businesses, institutions, and individuals far beyond reading the news online or posting pictures for their friends and family on Facebook. Interestingly, most readers have probably never even heard of these companies. They are not the typical Silicon Valley fare that everyone is familiar with.
These types of Letters also serve an important purpose of educating my clients about some of their investments. Not every company is a portfolio holding though. When I mention certain companies in my client letters they can often read about them in detail through these writings in order to gain a thorough understanding of why they own them.
3. Market analysis and forecasts
From time to time, the True Vine Letter may include financial market analysis and forecasts.
4. Research on important long-term investment trends
This type of True Vine Letter is the least common, but readers should still expect them from time to time. They provide an in-depth look at what is driving certain long-term investment trends that have led me to focus on certain industries.
5. Financial planning topics relevant to U.S. citizens
This is pretty much self-explanatory. These Letters often serve as valuable references for readers who want to learn more about various financial planning topics that are relevant to their economic lives. I provide various financial planning services to clients at no cost. The work that goes into these Letters also helps me to deepen my own understanding as laws and requirements change.
I took the time to provide this detailed overview so that readers and myself are on the same page. It is my hope that there is something for everyone in the True Vine Letter. If you find the Letter to be a valuable read, please do share it with your family, friends, and colleagues.
Thank you for your interest and do not hesitate to share your thoughts by commenting below.
Joshua S. Hall, ChFC
The True Vine Letter is a publication of True Vine Investments, the investment advisory business of Joshua S. Hall, ChFC, and a Registered Investment Advisor in the U.S.A. The information presented is for educational purposes only and should not be regarded as specific financial or investment advice nor a recommendation to buy or sell securities or other investments. It does not have regard to the investment objectives, financial situation, and the particular needs of any person who may read this Letter. True Vine Investments will not be held responsible for the independent financial or investment actions taken by readers. All data presented by the author is regarded as factual, however, its accuracy is not guaranteed. Investors are encouraged to conduct their own comprehensive evaluation of financial strategies or specific investments and consult a professional before making any decisions.
The True Vine Letter often provides analysis on specific companies. True Vine Investments does not receive compensation for this analysis. Various companies are reviewed to highlight aspects of the decision making process used by the Advisor in selecting securities for various portfolio strategies. These reviews are for educational purposes only and not a recommendation to buy or sell securities or other investments. In no way should they be construed as investment advice. The companies reviewed are often junior miners which are often illiquid, highly volatile, and extremely risky. They should only be held as part of a broader portfolio managed by a professional or other experienced and sophisticated investor. The clients of True Vine Investments always come first. The Advisor reserves the right to buy or sell any security at any time, often for reasons not related to analysis provided in the Letter, to properly manage their portfolios.
Positive comments made regarding this article should not be construed by readers to be an endorsement of Joshua Hall’s abilities to act as an investment advisor.